Real estate appraisal services for homeowners in the city of Vienna and Fairfax County

See the top seven reasons why VA homeowners call on PCJ Appraisal Services LLC:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Fairfax county's assessment of your property
  3. Remove PMI to lower their mortgage payments
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a VA divorce, where real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in Fairfax county or VA

Need help deciding the value of your house in or near Vienna, VA?
Contact PCJ Appraisal Services LLC.

We at PCJ Appraisal Services LLC understand the unique needs of a homeowner seeking appraisal services. Our customary business clients get the appraisal process and the usual "products" we deliver to them. Being a regular person not in the real estate business that most likely doesn't see an appraisal on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at PCJ Appraisal Services LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value judgement than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At PCJ Appraisal Services LLC, we're experienced in helping clients just like you dismiss unwanted and unneeded PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting an appraisal report from PCJ Appraisal Services LLC is your best weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can this be inopportune from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. PCJ Appraisal Services LLC can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house.